Business Account Analysis Program

With an Account Analysis Program, your monthly service charges are based on actual expenses incurred in servicing your commercial account. The expenses can be eliminated, or reduced by an Earnings Allowance earned on positive balances maintained in the analyzed account. The index for the Earnings Credit Rate is the 90-day Treasury Bill Auction Rate for the prior month.

Each month an Account Analysis Statement is produced for each analyzed account indicating:

• Accounts Analyzed
• Balance Summary
• Earnings Allowance
• Servicing Expenses
• Net Earnings Position (+ / -)

When total Servicing Expenses exceed total Earnings Allowance, the difference will be assessed as the monthly Service Charge. 

Drop us a line or contact your MBank Business Services Representative to learn how Business Account Analysis may be the right option for your company.

Data Security Help for Small Businesses

The Better Business Bureau (BBB) has partnered with nationally-recognized security and privacy experts to create a new toolkit to help small business owners manage security and privacy challenges. It's called Security & Privacy - Made Simpler, and the objective is to demystify data security and give small businesses a non-technical roadmap to securing their customer and employee data.