Before diving into the main content, let us first get to know about the Chase Bank.
JP Morgan Chase Bank, doing business as The Chase Bank, is a national bank with its headquarters at Manhattan, New York City. It is one of the domains of the JP Morgan Chase Company. Founded back in 1799, the company over the years has 5100 plus branches where you can expect an excellent service; 16000 plus ATMs where you can deposit and withdraw cash instantly; and a family of over 1.8 lakh employees in over 100 countries. The figures are enormous and are explainable regarding the company’s greatness and fame. The company provides a wide range of business and financial solutions, be it personal, industrial, business, or any loans, mortgage etc.
And after over 200 years, we see the company majestically reigning the market through its sheer efforts, dedication and sincerity. It earned an unbreakable trust and a no-match reputation by its attention and loyalty to the customers; and has set the bar high for its fellow competitors.
Now we have known about the company and its greatness, let us get into the matter.
Before we begin, let us get to know what a routing number is. It’s a technical term, and many of us might not be aware of it. So it is better to throw some light on it. And it will even work as a kick start for the matter.
Chase Routing Number By State
As stated earlier, it classifies whether the bank is a federal related or a state-related. Two or more branches located within the same state have the same routing number. Whereas. Branches located in different states have different routing numbers.
Below, various routing numbers of different branches have been provided.
|STATE||Chase Routing Number|
|Chase New Hampshire||083000137|
|Chase New Jersey||021202337|
|Chase New Mexico||044000037|
|Chase New York – Downstate||021000021|
|Chase New York – Upstate||022300173|
|Chase North Carolina||072000326|
|Chase North Dakota||044000037|
|Chase South Dakota||044000037|
You can see that Kentucky and the Maine branch have the same routing number, as they are located in the same state whereas branches in the different states have their unique routing number.
What Does Routing Number Do?
The routing number, sometimes also referred to as an ABA (American Bankers Association) routing number, is a set of nine unique digits used by the banks as an identity number. It also gives information if the bank is federal or state associated. Generally, small banks have very few branches and these branches are probably located in the same state, so they are provided with a single routing number. Whereas, large and multinational banks have a lot of branches spread in various areas, so they are provided with more than one routing number.
In India, we have a MICR (Magnetic Ink Character Recognition) number, which plays the same role played by the routing numbers.
Different Ways To Find Your Routing Number
You can find the routing number with or without a check. Without the check, you can get it via the customer care contact number of the bank. You can also get it on the ABA official website. If you are a registered customer for online banking, you can get it at the account numbers and more sections.
Why The bank Has Multiple Routing Numbers?
A routing number identifies a bank, so different banks have their routing numbers so that they can be recognized uniquely. Whereas a multinational bank, with many branches, has a unique routing number for each branch that are in different states. This is because, via the routing number, it can be figured out whether the bank is state or federal oriented. These are the reasons why a bank has multiple routing numbers.
Finding Your Routing Number On A Cheque
The routing number can be easily found on your cheque. Just open your chequebook, and on the bottom left portion of your cheque, you will see a nine-digit unique routing number. At the right, you have your ten-digit account number. Please do not get confused between routing and an account number.
Which Chase Routing Number You should be using?
Once you get it, how do you know if the routing number is correct and is the same number you are supposed to use.
It is too simple. You can check it in the list of the routing numbers that are put up on the official website of the bank. If it matches, then it is the correct one. Just make sure that you are looking at the correct branch name and the state because different branches in different states have unique routing numbers.
You can also get it through the official ABA routing number site. You can also dial in the customer care number.
Chase Routing Number For Wire Transfers
The wire transfer method is preferred over the ACH transfer method and is an electronic funds transfer method from one person or an entity to others. These are not international transfers.
If you are going to receive money by wire transfer, the sender must be acquainted with your account details. Routing number for the wire transfer is 02100021 for the Chase. Do not get confused with the number at the bottom of your checks.
Chase Bank’s Wire Transfer Numbers
|Chase Bank Wiring Numbers|
|Domestic Wire Transfer||021000021|
|International Wire Transfer||021000021|
Why Do Routing Numbers Hold An Important Position?
- For ACH payments
- Setting up direct deposits
- Transferring money between two bank accounts
- For the bill payments
- These routing numbers are beneficial in your financial transactions like deposition of money, tax payments, payment of consumer bills, etc.
- They play a significant role in domestic and international wire transfers.
Any Online Means To Find Your Chase Routing Number?
You can use The Chase mobile application to get your routing number. Log in to your account. Enter your account details. Choose the last four digits of your account number. Click on the ‘Show Details’ option. Your routing number will be displayed.
You can also find it on the official site www.chase.com. By choosing the last four digits of your account number that appears above your account information, you will get your account details and the routing number.
Is there a Routing Number On Your Debit Or Credit Card?
There is no routing number on your debit or credit card. It is only found on the cheque. For any assistance, you can dial in the customer care number.